I loved this article written by Modern Alternative Mama’s husband and wanted to share it with you all. It challenges us to question whether or not going into debt in order to have a high credit score is really worth it after all. I always thought that my husband was being old-fashioned because he refuses to deal with banks and credit cards as he prefers to pay with cash instead. Maybe he has the right idea. What is your family doing to get a better grasp of finances and living frugally?